rby

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| Mr Cramer. I am so happy that you have joined Damus - you are such a wise man  |
| who knows everything. I follow all your advice and even though I have lost my  |
| wife and nearly all my money, I still have a little bit left and believe time  |
| will eventually prove you right and I will become a very rich man and          |
| hopefully get a girlfriend soon. Thank you, sir.                               |
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